Motorcycle Insurance

Ride Worry Free with the Motorcycle Insurance You Deserve

Oegema, Nicholson & Associates Ottawa knows that motorcycle season is short in Ontario. We want to keep you safe and satisfied without having to think twice about your insurance coverage.
Motorcycle Insurance - Oegema, Nicholson & Associates

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Motorcycle Insurance Personalized for Your Needs

No matter what you ride, or the level of coverage you need, the experienced insurance brokers at Oegema, Nicholson can find the perfect fit and the most comprehensive coverage at the most affordable price. 

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What Is Motorcycle Insurance? - Oegema, Nicholson & Associates

What is Motorcycle Insurance?

Similar to auto insurance, motorcycle insurance provides you with financial protection if you’re involved in an accident or if your bike is stolen or damaged. It can also provide liability coverage should you cause injury or damages to another. 

What is Covered By Motorcycle Insurance?

Motorcycle insurance is your financial safe haven if your bike is damaged or stolen. The right comprehensive policy will cover: 

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Third Party Liability

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Accident Benefits and

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Uninsured Automobile Coverages

These coverages protect you against financial responsibility for injuries or damages to others, cover medical expenses and other costs if you’re injured, and protect you from uninsured drivers. Optional coverages like collision and comprehensive can further protect your motorcycle itself from damage or theft of the bike itself.

Does Your Motorcycle Make & Model Affect Insurance Premiums?

Your insurance premiums will be affected by the make and model, and engine size of your bike. 

 

Racing bikes often cost more to insure. Motorcycles with a lot of horsepower are designed for speed and can move quickly between traffic, putting them at a greater risk for collision. 

Motorcycle Make & Model Affect Insurance Premiums - Oegema, Nicholson & Associates
Motorcycle Insurance Cost More Than Car Insurance? - Oegema, Nicholson & Associates

Does Motorcycle Insurance Cost More Than Car Insurance?

Motorcyclists often pay more than the average cost of auto insurance. Motorcycle insurance rates are higher because the risks are higher.

  • Motorcycles are more difficult to see on the road.
  • Crashes are more dangerous as riders are more exposed and not protected by things like seatbelts or airbags.
  • Motorcycles are easier to steal than cars.

The costs associated with motorcycle insurance can vary. The best way to save money on your insurance is to ride safely and to work with Oegema, Nicholson & Associates to find affordable coverage.

Does Motorcycle Insurance Protect Other Riders?

Standard policies will only the person insured, however, there are add-ons and additional coverage available if you frequently ride with a passenger or share your bike with another driver.

Does Motorcycle Insurance Protect Other Riders? - Oegema, Nicholson & Associates
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Why trust Oegema, Nicholson & Associates for Motorcycle Insurance?

Family-owned and operated, Oegema, Nicholson is proud to live in and serve the Ottawa area. 

 

Our team will help you compare motorcycle insurance quotes to find the right fit. Whether you are looking for a policy to cover your first motorcycle, or need advanced coverage for your custom built bike, we can identify the best options and support you in making the right decision.

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