LONG-TERM
DISABILITY lawyer.
At Zayouna Law Firm, we really take the time and go the extra step to get personally acquainted with our clients and their situations.
What is long-term disability law?
A long-term disability insurance plan is your safety net — one you hope you would never need, but is there for you in the event of a life-altering, worst-case scenario. This is generally provided through employers, especially in high-risk occupations.
No one ever dreams of having to rely on long-term disability insurance in the face of a catastrophic injury or illness. Even worse is when this safety net fails to fulfill its purpose, leaving you without disability benefits and the ability to work ever again.
Our lawyers at Zayouna Law Firm are here to make things right, starting with restoring your safety net. We help you fight your insurer’s decision if they decline to pay, or terminate your long-term disability benefits. You should not be left to suffer the impact of a long-term disability alone.
A TRUSTED RECORD
OF ADVOCACY AND RESULTS
FOR CLIENTS
Eligibility for Long-Term Disability Claims
The impacts of long-term disability are lifelong. Workplace injuries, motor vehicle accidents, and illnesses can change your life forever, leaving you with mobility or visual and hearing impairments, chronic pain, and lasting mental health struggles.
All of these can hinder your ability to work and earn a living. Long-term disability insurance should protect you from these adverse effects, but it remains an imperfect and difficult system that fails to help you.
Common Causes of Disability Claims
The most common diagnoses that qualify for long-term disability benefits:
The most common diagnoses that qualify for long-term disability benefits:
Why You Need a Long-Term
Disability Lawyer
Long-term disability insurance is meant to protect you, especially when you work in a high-risk occupation where you operate heavy machinery, are exposed to toxins, suffer an accident, or fall ill. It provides income replacement benefits for when you are unable to work — a lifeline for covering your basic needs and accessing crucial rehabilitation treatments, as well as upholding your quality of life.
Issues with Long-Term
Disability Claims
The reality of long-term disability insurance could not be farther from its purpose. Many survivors of catastrophic injuries and illnesses are doubly burdened by the inability to earn an income, and access rightful disability benefits. Insurance companies are known to rarely make the claims process easy, instead posing barriers, such as:
The reality of long-term disability insurance could not be farther from its purpose. Many survivors of catastrophic injuries and illnesses are doubly burdened by the inability to earn an income, and access rightful disability benefits. Insurance companies are known to rarely make the claims process easy, instead posing barriers, such as:
File a Long-Term Disability
Lawsuit
Was your disability claim denied, delayed, or reduced? Our long-term disability lawyers can help you fight your insurer’s decision. A long-term disability lawsuit allows you to claim your rightful disability benefits, and rebuild your life following a catastrophic injury or illness.
The reality of long-term disability insurance could not be farther from its purpose. Many survivors of catastrophic injuries and illnesses are doubly burdened by the inability to earn an income, and access rightful disability benefits. Insurance companies are known to rarely make the claims process easy, instead posing barriers, such as:
Talk With Our Legal Team
If you have any questions and would like to schedule a call with our legal team for a FREE no-obligation consultation, contact us now. During this call, you can ask any questions as it relates to your accident and/or claim and we’ll discuss your options and possible outcomes.
Don’t delay – call us. Our lines are open 24/7.
Our Long-Term Disability
Lawsuit Process
At Zayouna Law Firm, we understand the impact of a long-term disability on your quality of life. Our long-term disability lawyers are here to help you navigate treatment, recovery, and income replacement, and ensure you are fully supported with the disability benefits you deserve. See how we help you fight for your rights:
Consultation
Book a free consultation to discuss your denied or terminated long-term disability benefits. We can advise you of your legal options to claim income replacement benefits.
File your long-term disability lawsuit
We will represent you in court, and work with medical and rehabilitation professionals, industry occupation experts, and financial experts to present exhaustive evidence of your disability and need for disability benefits.
Resolution
We aim to deliver the best outcome — your income replacement benefits and improved quality of life. Outside the courtroom, we can connect you with rehabilitation experts to aid in your recovery. With our contingent fee scheme, we only charge when we win.
We are Your Long-Term Disability Lawyers
Zayouna Law Firm is dedicated to your well-being and quality of life as you face a long-term disability. From consultation and representation, to your recovery and next chapter, our commitment is tireless advocacy for the disability benefits you deserve. Trust our vast expertise in disability law:
Results
We are driven by your success — your reinstated disability benefits and improved quality of life. We have successfully represented countless long-term disability claims, and ensured our clients receive the benefits they deserve.
Relationships
More than our esteemed affiliations with the Ontario Trial Lawyers Association and the Ontario Bar Associations, we value our relationship with you the most. Our commitment is constant communication and your full participation throughout the legal process so that you can make an informed decision on your claim.
Recovery
At Zayouna Law Firm, we work for you — your long-term disability benefits and quality of life. We advocate for you in and out of the courtroom, and ensure you are fully supported as you navigate life with a long-term disability.
Service Areas
LONG-TERM DISABILITY Toronto
At Zayouna Law Firm, we really take the time and go the extra step to get personally acquainted with our clients and their situations.
LONG-TERM DISABILITY Burlington
At Zayouna Law Firm, we really take the time and go the extra step to get personally acquainted with our clients and their situations.
LONG-TERM DISABILITY Ontario
At Zayouna Law Firm, we really take the time and go the extra step to get personally acquainted with our clients and their situations.
Contact Zayouna Law Firm Today
Tell Us About Your Accident. We are here 24/7 to address your injury case. You can speak with a lawyer to request a consultation.
or if you prefer, fill out an online form and we will respond within 24 hours.
REAL STORIES. REAL SUPPORT.
Long-Term Disability Lawsuits FAQs
How long do I have to file a long-term disability lawsuit?
The allowable period for taking legal action on a denied disability claim depends on: when you received the notice of denial; the reason; and when the insurance policy was entered into and whether it had been renewed.
Generally, there is a two-year limitation period in long-term disability claims; however, each claim is unique. An experienced disability lawyer can help you determine these factors and ensure that your lawsuit is commenced as soon as possible, within the allowable timeframe.
Do I have a strong case for claiming or reinstating long-term disability benefits?
The strength of your case and the benefits and/or compensation you may receive will depend on the specific facts and evidence. To build a strong claim, an experienced disability lawyer will need to present exhaustive medical documentation and evidence that detail your diagnosis and its impact on your inability to work. Your long-term disability lawyer can discuss settlement offers with you and ensure that you can make an informed decision on the best amount and terms that you can accept.
Will I continue to receive disability benefits after my case is settled?
After reaching a settlement, you will no longer receive further benefits, since the settlement amount accounts for past and future benefits. This is known as a full and final settlement. However, your insurer may propose a settlement for past amounts owing, and reinstate your benefits moving forward for as long as you are eligible.
SPEAK WITH A Disability LAWYER TODAY
If you have been injured due to someone else’s negligence, our Disability lawyers help individuals and families across Ontario understand their legal options and pursue the compensation they deserve.